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The IRS Froze Your Bank Account—You Have 21 Days to Get Your Money Back

The Victory Tax Brief | Issue #4

Author

Parham Khorsandi
June 16, 2025

You check your bank account, and it’s frozen. Rent, groceries, bills… suddenly, you can’t pay for any of it. The IRS has seized your funds, but here's what most people don't know:

You only have 21 days to fight back—after that, your money is gone for good.

Don't lose what you've worked for. Call Victory Tax Lawyers now at (800) 883-8301 for a free, confidential consultation. We act fast to recover your funds before the IRS takes them.

The 21-Day Countdown Starts Now

When the IRS issues a bank levy, the process is already in motion:

  • Day 1: Your bank freezes your funds.

  • Days 1–21: This is your only chance to contest the levy.

  • Day 21: If no action is taken, the bank sends your money to the IRS—permanently.

There are no second chances after day 21. If you wait, it’s over.

Why Fighting Alone Usually Fails

Even if you act quickly, reversing a levy is complicated, and time is not on your side:

  • The IRS is hard to reach. Phone lines are backed up, and getting to the right person can take days you don’t have.

  • You’ll need proof of hardship. That means detailed documentation—mortgage bills, prescriptions, eviction notices—submitted fast and accurately.

  • Negotiation matters. The IRS rarely releases funds unless a professional pushes the right legal levers.

You Can Still Recover What’s Yours—But You Need to Act Now

To improve your chances of stopping the levy:

  • Document your financial hardship right away (missed payments, shutoff notices, medical needs).

  • Review all relief options that may qualify you for a levy release.

  • Get expert help. A tax attorney can speak the IRS’s language and get immediate attention on your case.

Don't Let the IRS Keep Your Money

If the IRS has already levied your account, the 21-day clock is already ticking.
Our attorneys at Victory Tax Lawyers move fast to:

  • Petition the IRS to release your frozen funds.

  • Prove financial hardship with the proper documentation.

  • Explore payment plans or Offers in Compromise to prevent future levies.

  • Communicate directly with IRS agents to stop enforcement in its tracks.

Don’t let the IRS take your money permanently. Call (800) 883-8301 now or schedule your free consultation today—before your time runs out.