Received IRS Letter 3164? Don’t Ignore This

The Victory Tax Brief | Issue #17

Author

Parham Khorsandi
January 12, 2026

Receiving IRS Letter 3164 can be unsettling - and for good reason. This notice means the IRS may contact third parties (such as employers, banks, clients, or former employees) to obtain information about your tax situation. While it doesn’t automatically mean enforcement, it signals that your case has moved into a more serious stage.

At Victory Tax Lawyers, we help clients navigate complex tax issues, from audits and back taxes to liens and fraud investigations.

If you’re unsure whether you need expert help, call (800) 883‑8301 for a free consultation.

✅ What IRS Letter 3164 Actually Means

Letter 3164 is issued when the IRS believes it needs more information and may contact third parties to obtain it. Key points to understand:

  • It is not an enforcement action by itself

  • It typically arises during an audit, collection effort, or investigation

  • It gives you advance notice before a third-party contact occurs

  • The IRS must wait 45 days after sending the letter before reaching out

This letter is essentially your opportunity to step in, provide the requested information, and keep the matter between you and the IRS.

⚠️ What Happens If You Ignore Letter 3164

Failing to respond can lead to consequences you want to avoid, including:

  • IRS contact with employers, banks, vendors, or business partners

  • Expanded audits or additional tax years under review

  • Increased scrutiny of income, payroll, or business operations

  • Escalation to collection actions or private collection agencies

Once third parties are contacted, control over the narrative is no longer fully in your hands.

If you’ve received Letter 3164 and aren’t sure how to respond, reach out now. Early action can limit damage and prevent escalation. Call (800) 883-8301 for help.

🛠 What You Should Do After Receiving Letter 3164

  1. Read the letter carefully
    Identify the tax period, issue under review, and IRS contact information.

  2. Gather your records
    Collect documents supporting income, deductions, payroll, or business activity related to the notice.

  3. Respond before the 45-day window closes
    Timely cooperation often prevents third-party contact entirely.

  4. Avoid incomplete or rushed responses
    Missing or inaccurate information can worsen the situation.

  5. Speak with a tax attorney
    Professional guidance ensures your response is accurate, compliant, and strategically sound.

A well-prepared response can resolve the issue quietly — without involving anyone else.

If you want more tips on what to do after you recieve a Letter 3164 . Head to our website to read the full blog post→

⚡ Received IRS Letter 3164? Take Control Now

Letter 3164 isn’t the end - but it is a clear signal to act. With the right legal support, you can respond effectively, protect your privacy, and move toward resolution with confidence.

Victory Tax Lawyers: We handle IRS notices, audits, wage garnishments, and tax relief every day. Our team knows how to communicate with the IRS, protect your rights, and stop matters from escalating.

📞 Call (800) 883-8301 or request your free consultation today.